Gemstones

Gemstones, loose or set in anything (jewelry, decorative adornments) can be great collateral for an Internet Pawn Loan today. Internet Pawn has experienced jewelers on staff who can evaluate your gemstone and make you an offer for an Internet Pawn Loan today. Internet Pawn will accept virtually any precious gemstone as collateral for an online Pawn Loan.

Diamond Pawn Loans

Diamonds come in all shapes, sizes and qualities. Whether you have a loose diamond or some decorative jewelry or adornment (money clip, lighter, cigarette case) set with diamonds, Internet Pawn can probably make you a Pawn Loan based on the value of these gemstones.

The value of a diamond is determined by the criteria known as the "4 C's." Those are color, clarity, cut and carat weight. While there are many grading scales, Internet Pawn uses the Gemolocial Institue of America (G.I.A.) System.

Color: Diamonds can occur naturally in all colors of the spectrum, from colorless to blue, green, red or opaque. Generally, there is a tinge of yellow or some other color refracted from a diamond. An ideal diamond would be colorless. That is, a diamond with a "D" on the G.I.A. scale is colorless.

Clarity: Clarity has to do with the freedom of internal imperfection found in a diamond. Diamond inspection should only be done under a 10x magnification, which Internet Pawn jewelers utilize. The G.I.A. Grading System is as follows ranges from "Flawless" (no imperfections, inclusions, or blemishes visible at 10x magnification) to "I-3" (obvious inclusions extremely easy to see with unaided eye). Common grades include "VVS" "VS" and "SI" each with definitions tied to visible (10x magnification) imperfections.

Cut: The cut of a diamond refers to the workmanship a cutter puts on a diamond. A cutter takes raw diamond and cuts it into the faceted diamond that one buys. Cutters will always attempt to cut a stone to theoretically perfect proportions. A perfectly cut diamond is one which turns the maximum amount of light that enters it. The proportions to which a diamond is cut determine its brilliance and dispersion. Deviation from theoretically perfect cut diamonds occur because of the cutter's attempt to retain weight or remove internal imperfections. A cutter will only deviate from a perfect cut to increase the stone's value.

Carat Weight: Diamond weight is measured in carats, one carat being 1.0, one-half carat .50, and so on. Within the jewelry industry, pointer is often used in reference to stones under one carat. A point equals 1/100th of a carat; thus .03ct actually means three hundredths of a carat, but a diamond that size can also be referred to as a three-pointer.

Sapphires and Rubies

A sapphire is technically one of the two gem varieties of corundum, the other being the red ruby. Although blue is the most well known hue, sapphire is any color of corundum except red. Sapphire may also be colorless, and it also occurs in the non-spectral shades gray and black.

The cost of natural sapphire varies depending on their color, clarity, size, cut, and overall quality as well as geographic origin. Significant sapphire deposits are found in Eastern Australia, Thailand, Sri Lanka, Madagascar, East Africa and in the United States at various locations (Gem Mountain) and in the Missouri River near Helena, Montana. Sapphire and rubies are often found together in the same area, but one gem is usually more abundant.

Color in gemstones, including sapphires, rubies and emeralds breaks down into three components: hue, saturation and tone. Hue is most commonly understood as the "color" of the gemstone. Saturation refers to the vividness or brightness or "colorfulness" of the hue, and tone is the lightness to darkness of the hue.

Blue Sapphire Pawn Loans

Blue sapphire exists in various mixtures of its primary and secondary hues, various tonal levels (shades) and at various levels of saturation (brightness): the primary hue must, of course, be blue. Blue sapphires are evaluated based upon the purity of their primary hue. Purple, violet and green are the normal secondary hues found in blue sapphires. Violet and purple can contribute to the overall beauty of the color, while green is considered a distinct negative. Blue sapphires with no more than 15% violet or purple are generally said to be of fine quality. Blue sapphires with any amount of green as a secondary hue are not considered to be fine quality. Gray is the normal saturation modifier or mask found in blue sapphires. Gray reduces the saturation or brightness of the hue and therefore has a distinctly negative effect.

The color of fine blue sapphires can be described as a vivid medium dark violet to purplish blue where the primary blue hue is at least 85% and the secondary hue no more than 15% without the least admixture of a green secondary hue or a gray mask.

The 422.99 carats (84.60 g) Logan sapphire in the National Museum of Natural History, in Washington D.C. is one of the largest faceted gem-quality blue sapphires in the world.

Red Ruby Pawn Loans

A ruby is a pink to blood-red gemstone, a variety of the mineral corundum just as a sapphire. The red color is caused mainly by the presence of the element chromium. Its name comes from ruber, Latin for red. The ruby is considered one of the four precious stones, together with the sapphire, the emerald, and the diamond.

Prices of rubies are primarily determined by color. The brightest and most valuable "red" called pigeon blood-red, commands a huge premium over other rubies of similar quality. After color follows clarity: similar to diamonds, a clear stone will command a premium, but a ruby without any needle-like rutile inclusions will indicate that the stone has been treated. Cut and carat (size) also determine the price.

Emerald Pawn Loans

Emeralds are a variety of the mineral beryl colored green by trace amounts of chromium and sometimes vanadium. Most emeralds are highly included, so their brittleness (resistance to breakage) is classified as generally poor.

Emeralds, like all colored gemstones, are graded using four basic parameters, the "four C's." In the grading of emerald, color is the most important criterion and clarity is considered a close second. Both are necessary conditions. A fine emerald must possess not only a pure verdant green hue but also a high degree of transparency to be considered a top gem.

Opal Pawn Loans

Opals are beautiful stones found in many types of rock. Opal ranges from clear through white, gray, red, orange, yellow, green, blue, magenta, rose, pink, slate, olive, brown, and black. Of these hues, the reds against black are the most rare, whereas white and greens are the most common. Many opals will qualify for an Internet Pawn Loan.

Pearl Pawn Loans

A pearl is a hard, roundish object produced within the soft tissue (specifically the mantle) of a living shelled mollusk. Just like the shell of mollusks, a pearl is made up of calcium carbonate in minute crystalline form, which has been deposited in concentric layers. The ideal pearl is perfectly round and smooth, but many other shapes of pearls (baroque pearls) occur. The finest quality natural pearls are highly valued as gemstones and objects of beauty for many centuries.

Valuable pearls occur in the wild, but they are very rare. Cultured or farmed pearls make up the majority of those that are currently sold. Pearls from the sea are valued more highly than freshwater pearls. If you have pearls, contact Internet Pawn to see if they qualify as security for an Internet Pawn Loan today.

Semi-Precious Stone Pawn Loans

Many semi precious stones can qualify for a Internet Pawn loan if set in gold or platinum or if in sufficient quantity. Stones such as turquoise, amethyst, garnet, onyx and topaz are often set in large quantities in beautiful new and antique jewelry that may qualify for an Internet Pawn Loan.